October 26, 2022
Credit Score

How do Credit Bureaus calculate your Credit Score?​

Your purchasing behavior is very much dictated by your creditworthiness. Keeping a good credit score gives you the bargaining power to request better credit cards or loan deals. You may be able to negotiate lower interest rates. Also, increase your chances of being approved for new credits and increase your […]
October 6, 2022
A Simple Guide to Credit Scores for Newcomers to Canada

Understand what Credit Score means for newcomers in Canada

You’re new to Canada and you are not familiar with Credit Scores because in your previous country of residence being in debt is either frowned upon or people only take credit when needed. On the contrary, this is the complete opposite in Canada. The Canadian credit-driven economy prioritizes credit in […]
May 25, 2022

Should you pay rent by credit card or BNPL loan?

Talk about a triple whammy. The economy got hit by the Covid-19 related shutdowns. Then in 2022 the war started in Ukraine, having a ripple effect throughout the globe oil prices and grain shortages. The last nail in the figurative coffin seems to be the inflation. Food prices have jumped […]
May 24, 2022

Lifestyle considerations for when you apply for a credit card

With thousands of credit cards in the market, choosing a credit card could be challenging as some types are more beneficial to you than others. Understanding options is key to narrow down the choices. Here are some of the most popular credit card types.   Reward Credit Cards As the […]
May 17, 2022

5 money saving tips to help renters

1-Choose an apartment near public transport Location can highly affect how much you pay for a rent. Rentals near the center of the city are usually more expensive as downtowns provide easier access to all amenities, work, home, entertainment and food. So, apartments that are located further from the downtown […]
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