Interac e-Transfer API

Interac Payment Requests offer a seamless, professional, and efficient way to collect payments from your customers. With a simple API call, you can send a customized payment request for a specific amount directly to your customer’s email or mobile phone via SMS. Each request includes a secure Interac e-Transfer link, allowing your customer to easily fulfill the payment through their trusted Canadian banking institution without you needing to collect any information from the customer except their e-mail address or phone number.

This hassle-free process eliminates the need for your customer to manually input amounts or email details, reducing errors and saving valuable time. By offering a familiar and secure payment method, you enhance your customer’s experience while ensuring faster and more reliable payment collections for your business. Simplify payments, strengthen trust, and focus on what matters most—growing your business!

When we receive a fulfilled e-transfer request, you have two options to get paid: automatically e-transfer to you (+$0.70c per payment) or via bank direct deposit to you next business day (no additional cost). For direct deposit, you’ll be able to specify any number of bank accounts in your control that you can deposit to, and get a detailed report about your deposits at the end of each day.

Businesses can often transfer up to $10,000 per transaction, but most customers have a daily limit between $1,500 and $3,000 per day. Larger transactions can be split into multiple payments that can be fulfilled over several days.

Our API allows you to receive the most up-to-date statuses of all your Interac Requests. In addition, our Pro and Enterprise plans will have access to receive a webhook call as your payment statuses change.

You are able to add multiple deposit bank accounts through your dashboard. You can then specify which bank account which request is deposited to by supplying a token in your API call to minimize sensitive information being transmitted.